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How much end-of-service gratuity will I get?

Pick your country, enter your basic salary and years of service, and see the end-of-service gratuity the labour law gives you — with each step of the sum shown.

DIFC uses the DEWS savings plan instead of a lump sum.

AED

Basic only — not housing or transport. It's on your contract and payslip.

years
months
End-of-service statement · UAEDecree-Law 33/2021 Art. 51

Basic AED 10,000/month

Daily basic wage (basic ÷ 30)
AED 333.33
First 5 years: 21 days × 5 years
AED 35,000
After 5 years: 30 days × 2 years
AED 20,000
GratuityAED55,000

7 yrs of service · resigned.

Estimate

Next step

Your gratuity is AED 55,000. Your next employer will look at your CV first — 75% get auto-rejected by ATS.

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Add unused leave and notice pay: full final settlement →
  • Based on basic salary only; allowances are excluded.
  • Resignation does not reduce UAE gratuity.
  • Partial years are counted pro-rata.

Gratuity · UAE, 7 yrsAED 55,000

How end-of-service gratuity is worked out in the Gulf

Every GCC country pays departing workers a lump sum based on their salary and length of service, but the formulas differ. The UAE pays 21 days of basic per year for five years and 30 days after, capped at two years' basic. Saudi Arabia pays half a month of actual wage per year for five years and a full month after, with cuts for resignation. Qatar's minimum is three weeks of basic a year; Oman's is one month of final basic a year.

Basic salary
Pay before allowances. Used in the UAE, Qatar and Oman.
Actual wage
Basic plus fixed allowances. Used in Saudi Arabia.
Daily wage
Monthly salary ÷ 30 — the unit the UAE and Qatar formulas count in.
Pro-rata
Part years count in proportion: 3 years 6 months = 3.5 years.
Resignation cut
Saudi Arabia only: resigning early pays a third, two thirds or nothing.

Gratuity examples across the GCC

Worked out with the calculator above. Salaries are monthly, in local currency.

CountryMonthly salaryServiceReasonGratuity
UAEAED 10,0007 yrsResignedAED 55,000
UAEAED 8,0003 yrsResignedAED 16,800
UAE (DIFC)AED 10,0003 yrsResignedAED 20,988
Saudi ArabiaSAR 7,000 + 3,000 allow.4 yrsResignedSAR 6,666.67
Saudi ArabiaSAR 7,000 + 3,000 allow.12 yrsTerminatedSAR 95,000
QatarQAR 6,0005 yrsResignedQAR 21,000
OmanOMR 8003 yrsResignedOMR 2,400

Saudi examples use basic + fixed allowances (actual wage). DIFC shows DEWS contributions, not a lump sum.

Before you rely on the number

  • Estimate only — your contract and the employer's final calculation can differ. Rules reviewed Sep 2026.
  • Your contract can give more than the legal minimum, never less. Check it for a better gratuity clause.
  • Unpaid leave, loans and advances can change the final figure.
  • Government and semi-government employers often have their own pension or gratuity rules.
  • Kuwait, Bahrain and UAE ADGM are coming soon while we verify their rules.

Data Sources

  • u.ae — End-of-service benefits (private sector) (Federal Decree-Law 33/2021, Art 51) (2026-09-23)
  • DIFC — Qualifying schemes (DEWS) (DIFC Employment Law, Art 66) (2026-09-23)
  • Saudi Labour Law Arts 84–85 (Etqan Law Firm) (Arts 84, 85) (2026-09-23)
  • Qatar Labour Law No. 14 of 2004 (summary) (2026-09-23)
  • Oman Labour Law — Royal Decree 53/2023 (2026-09-23)

Gratuity calculator by country

Each country page explains its own rules, worked examples and the questions people there ask most:

UAE gratuity calculatorSaudi Arabia gratuity calculatorQatar gratuity calculatorKuwait indemnity (coming soon)Bahrain indemnity (coming soon)Oman gratuity calculator

Leaving soon? Work out your full final settlement, your unused leave salary and last working day, or check a new job offer's gratuity terms with the offer checker.

Frequently asked questions

How is gratuity calculated in the UAE?

+

On basic salary only: 21 days' basic for each of the first five years and 30 days for each year after, with daily wage = basic ÷ 30. Nothing is due under one year and the total is capped at two years' basic. Resigning no longer reduces it.

Is gratuity calculated on basic salary or total salary?

+

It depends on the country. The UAE, Qatar and Oman use basic salary. Saudi Arabia uses your actual wage — basic plus fixed allowances like housing and transport — which is why the calculator asks for allowances only for Saudi Arabia.

Do I lose gratuity if I resign?

+

In the UAE, Qatar and Oman, the formulas used here pay the same whether you resign or are let go. In Saudi Arabia resigning cuts the award: nothing under 2 years, one third for 2–5 years, two thirds for 5–10 years, and the full amount after 10.

Do I get gratuity for less than one year of service?

+

Not in the UAE or Qatar, where gratuity starts after one full year. After that, partial years are paid pro-rata. The calculator handles years and extra months together.

Is gratuity paid in Kuwait and Bahrain?

+

Yes, both have end-of-service indemnity, but we're still verifying the current rules — Bahrain moved expat indemnity to the SIO fund in 2024 — so those calculators are marked coming soon.

What else is in my final settlement?

+

Gratuity is usually the biggest part, but your final settlement also includes unused annual leave, notice pay if you didn't work your notice, and salary for days worked in your last month. The final settlement calculator adds them up.

75% of CVs are auto-rejected by ATS before a recruiter reads them.

Gulf employers screen with ATS software. Scan your CV free and see exactly what gets you filtered out, in 30 seconds.

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