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UAE Final Settlement Calculator 2026: What Will I Get When I Leave?

Add up everything a UAE employer owes you when the job ends — end-of-service gratuity, unused annual leave, notice pay in lieu and salary for days worked — so you can check HR's figure line by line.

How a UAE final settlement is worked out

A UAE final settlement adds four parts, each with its own daily rate. Gratuity is on basic salary: 21 days' basic for each of the first five years and 30 days for each year after, nothing under one year, capped at two years' basic. Unused leave is paid at basic ÷ 30 a day. Notice pay in lieu and unpaid salary days are paid at full wage (basic + allowances) ÷ 30. DIFC employees get DEWS savings instead of gratuity.

Gratuity: 21 days' basic per year for years 1–5, 30 days after; capped at 24 months' basic.
Leave encashment: Unused leave days × basic ÷ 30.
Notice pay in lieu: Notice days not worked × (basic + allowances) ÷ 30.
Unpaid salary: Days worked since your last payday × (basic + allowances) ÷ 30.
DEWS: DIFC's savings plan, paid out by the plan rather than as gratuity.

UAE final settlement examples

Worked out with the calculator above using the same rules.

Scenario	Monthly pay	Service	Gratuity	Leave, notice & salary	Final settlement
Resigned after 4 years	AED 10,000 + 5,000	4 yrs	AED 28,000	AED 11,500	AED 39,500
Let go, notice paid	AED 8,000 + 4,000	7 yrs	AED 44,000	AED 21,333.33	AED 65,333.33
Left before 1 year	AED 9,000 + 3,000	10 mo	AED 0	AED 10,400	AED 10,400
Long service (cap applies)	AED 15,000 + 7,000	28 yrs	AED 360,000	AED 81,000	AED 441,000

Monthly pay in AED, shown as basic + allowances. Leave is paid on basic; notice and salary days on the full wage.

What this UAE settlement leaves out

Estimate only — your contract and the employer's final calculation can differ. Rules reviewed Sep 2026.
Gratuity is on basic only, so a low basic makes the biggest part of the settlement smaller than your package suggests.
Loans, salary advances and other deductions aren't subtracted.
Bonuses, commission and a return air ticket depend on your contract and aren't included.
ADGM has its own rules and isn't covered yet; DIFC is shown as a DEWS estimate.

Data Sources

Check each part for UAE

UAE gratuity calculator UAE leave salary calculator Notice period calculator Resignation letter generator UAE visa guide

Final settlement in other Gulf countries

Saudi Arabia final settlement calculator Qatar final settlement calculator Oman final settlement calculator All GCC countries →

Frequently asked questions

What is included in a UAE final settlement?

End-of-service gratuity, pay for annual leave you've earned but not taken, notice pay if your notice isn't worked, and salary for days worked since your last payday. Contract extras like a bonus or air ticket come on top, and loans or advances can be deducted.

Is unused leave paid on basic or total salary in the UAE?

On basic salary: basic ÷ 30 for each unused day. Notice pay and unpaid salary days use the full wage including allowances.

Do I get a final settlement if I leave before one year in the UAE?

You get no gratuity under one year, but you're still owed unused leave, notice pay where it applies and salary for the days you worked. The calculator shows those even when gratuity is zero.

Does resigning reduce my UAE final settlement?

No. Since the 2021 Labour Law took effect in February 2022, gratuity is the same whether you resign or are let go, and the other parts are owed either way.

How does DIFC change the final settlement?

DIFC employees don't get lump-sum gratuity. The employer pays into DEWS instead, and the plan pays that balance out separately. Pick DIFC in the calculator to see an estimate of the contributions alongside the other parts.