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Job Offer Comparison Calculator

Which Gulf job offer is really worth more once you add allowances and gratuity?

Enter two Gulf job offers to see which is worth more: monthly pay, annual cash and end-of-service gratuity over the years the hire expects to stay. For employers benchmarking a counter-offer and candidates choosing between offers.

How the offers are compared

For each offer we add basic salary and fixed allowances to get the monthly total, multiply by 12 and add annual items (guaranteed bonus, air ticket allowance) to get annual cash. Then we work out the end-of-service gratuity after the number of years you enter, using each country's rule from our labour-law library — basic salary only in the UAE, Qatar and Oman, basic plus fixed allowances in Saudi Arabia. Total value = annual cash × years + gratuity. The offer with the higher total value wins.

Basic salary
Fixed monthly pay before allowances. Gratuity is based on it in most GCC countries.
Fixed allowances
Housing, transport and other amounts paid every month regardless of performance.
Annual cash
12 × the monthly total, plus guaranteed bonus and ticket allowance.
Gratuity
End-of-service pay set by labour law, earned for each year of service.

Same two offers, three countries

Offer A: 9,000 basic + 4,500 allowances. Offer B: 7,500 basic + 6,500 allowances + 2,000 a year in tickets. Three years' service.

CountryGratuity AGratuity BBetter over 3 years
UAEAED 18,900AED 15,750Offer B by AED 20,850
Saudi ArabiaSAR 20,250SAR 21,000Offer B by SAR 24,750
QatarQAR 18,900QAR 15,750Offer B by QAR 20,850

Offer B pays more each month, but Offer A's higher basic earns more gratuity in the UAE and Qatar. In Saudi Arabia allowances count too.

Before you decide

  • Gratuity figures assume the employer ends the contract. In Saudi Arabia resigning before 10 years reduces it (nothing under 2 years).
  • DIFC uses the DEWS savings plan, not a lump-sum gratuity; ADGM, Kuwait and Bahrain rules aren't in this calculator yet.
  • A higher package means little if the probation, notice or contract type is worse — read the full offer.

Data Sources

  • u.ae — End-of-service benefits (private sector) (2026-09-23)
  • Oman Labour Law — Royal Decree 53/2023 (2026-09-23)
  • Saudi Labour Law Arts 84–85 (Etqan Law Firm) (secondary) (2026-09-23)
  • Qatar Labour Law No. 14 of 2004 (summary) (secondary) (2026-09-23)

Next steps

Building an offer? Split the package with the salary package calculator and put it in writing with the offer letter generator. Candidate asked for more? Reply with the counter-offer response template.

Frequently asked questions

Why compare basic salary and not just the total?

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In the UAE, Qatar and Oman end-of-service gratuity is worked out on basic salary only, so two offers with the same monthly total can leave very different gratuity. An offer with a high basic and lower allowances is worth more the longer you stay. In Saudi Arabia gratuity uses the actual wage (basic plus fixed allowances), so the split matters less there.

How is gratuity calculated in this comparison?

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We use our labour-law library: UAE mainland 21 days' basic per year for the first five years and 30 days after that, capped at two years' basic; Saudi Arabia half a month's wage per year for the first five years and a full month after; Qatar three weeks' basic per year; Oman one month's basic per year. Figures are the full entitlement when the employer ends the contract. Kuwait and Bahrain are left out until their rules are verified.

Should I include the annual air ticket and bonus?

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Include the air ticket allowance if it's paid in cash or as a fixed entitlement every year. Include a bonus only if the contract guarantees it — a 'discretionary' or 'performance' bonus may never be paid, so compare offers without it first.

Can I compare offers from two different countries?

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Convert one offer into the other's currency first, then enter both. Keep in mind that rent, school fees and tax differ between countries — a higher number in one city can be worth less after living costs.

What else should I compare besides money?

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Contract type (unlimited or fixed term), probation length, notice period, annual leave, medical cover for family, housing (cash or company-provided), working hours and the visa sponsor. Our offer checker reviews these against labour law.

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Used for the gratuity and total-value lines.

Offer A

Offer B

OFFER COMPARISONUAE

Offer A vs Offer B

Offer A total monthly
AED 13,500
Offer B total monthly
AED 14,000
Monthly difference
B pays AED 500 more
Annual cash difference
B +AED 8,000
Gratuity basis
Basic salary only (UAE Labour Law, Art 51)
Offer B is worth more over 3 yearsAED20,850

Annual cash × years + gratuity

Offer B

Offer A

Basic salary (monthly)
AED 9,000
Allowances (monthly)
AED 4,500
Total monthly
AED 13,500
Basic share of monthly pay
67%
Annual cash (12 months + bonus + tickets)
AED 162,000
Gratuity after 3 years
AED 18,900
Total value over 3 years
AED 504,900

Offer B

Basic salary (monthly)
AED 7,500
Allowances (monthly)
AED 6,500
Total monthly
AED 14,000
Basic share of monthly pay
54%
Annual cash (12 months + bonus + tickets)
AED 170,000
Gratuity after 3 years
AED 15,750
Total value over 3 years
AED 525,750
  • Gratuity is the full amount when the employer ends the contract. Resigning can reduce it in Saudi Arabia (Art 85: nothing under 2 years, one third at 2–5 years, two thirds at 5–10 years).
  • Both offers are compared in one currency. Convert a foreign offer first, and weigh cost of living separately.
  • Bonuses only count if they are guaranteed in the contract; a discretionary bonus is a hope, not pay.
  • UAE gratuity is capped at two years' basic salary.

Checked against GCC labour-law rules · reviewed 23 Sept 2026Sources: u.ae — End-of-service benefits (private sector) · DIFC — Qualifying schemes (DEWS)

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