
Relationship Manager, Services & Manufacturing (UAE National Only)
At a Glance
- Category
- 🏦 Finance & Banking
- Level
- Senior
- Type
- Full-time
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Job Purpose
To manage and enhance the existing commercial asset portfolio and solicit acceptable new relationships in order to meet pre-set financial / non-financial objectives
Key Result Areas
• Review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level.
• Obtain audited financial statements, analyze them, and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
• Implement and maintain complete control aspects i.e. documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
• Undergo an annual credit review process on the assigned portfolio to achieve a satisfactory rating on asset portfolio quality and credit management process.
• Develop on the job learning curve of RO / SRO to enable them to grow professionally and prepare them for higher levels of responsibility.
Knowledge, Skills and Experience
• Complete knowledge and clear understanding of the Bank’s credit policy and operating systems.
• Strong credit knowledge and marketing skills mandatory.
• Thorough awareness of various financial products / services.
• Excellent interpersonal, communication and analytical skills with ability to perform as a team player.
• An MBA is preferred with minimum marketing experience of
Requirements
- •Complete knowledge and clear understanding of the Bank’s credit policy and operating systems
- •Strong credit knowledge and marketing skills mandatory
- •Thorough awareness of various financial products / services
- •Excellent interpersonal, communication and analytical skills
- •Ability to perform as a team player
- •Minimum marketing experience
Nice to Have
- •MBA degree
Responsibilities
- •Review existing portfolio and recommend appropriate credit facilities in line with bank policy
- •Obtain and analyze audited financial statements to recommend credit proposals
- •Implement and maintain complete control aspects including documentation, client visits, and stock inspections
- •Perform formal credit checks and gather informal market feedback
- •Undergo annual credit review process to achieve satisfactory asset portfolio quality ratings
- •Develop on the job learning curve of RO / SRO to prepare them for higher levels of responsibility
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Mashreq Bank offers a wide range of banking products and services, including retail, corporate, and investment banking. It serves individuals and businesses across the UAE and internationally.



