Investment Product Lead

Key Accountabilities

• Investment Product Strategy
• Define du Pay's overall investment products strategy and vision in alignment with the company's broader growth strategy.
• Develop a clear multi-year investment products roadmap covering traditional, digital and tokenized investment products.
• Identify the priority customer segments, investment needs and use cases for du Pay.
• Develop clear product propositions that make traditionally complex investment products simple and accessible to mass-market customers.
• Evaluate opportunities based on customer value, commercial potential, strategic fit, regulatory feasibility and speed to market.
• Continuously monitor global and regional trends in wealthtech, fintech, brokerage, digital assets, tokenization and embedded investment
• Product Roadmap and Portfolio Management
• Own and maintain the end-to-end Investment Products Roadmap.
• Prioritise initiatives based on strategic value, revenue potential, customer demand, complexity, regulatory requirements and delivery timelines.
• Develop the business case for each new product or investment proposition.
• Define product economics, revenue models, pricing and commercial KPIs.
• Establish a clear build, buy or partner strategy for each investment product.
• Maintain a pipeline of future products and opportunities.
• The initial roadmap is expected to include products such as:
• Digital Gold and Digital Silver
• Digital precious metals
• Savings products
• Fixed-income and bond products
• Fractional equities
• ETFs and investment funds
• Tokenized assets and real-world assets
• Digital assets and other innovative investment propositions
• Product Development and Delivery
• Lead the full product lifecycle from concept through launch and ongoing optimization.
• Translate business, customer and market requirements into clear product requirements and specifications.
• Prepare product requirements documents, user journeys, user stories and acceptance criteria.
• Work closely with Technology, Engineering and UX teams to deliver intuitive and scalable customer experiences.
• Manage the investment products backlog and priorities development activities.
• Define Minimum Viable Products and ensure an effective balance between speed to market, customer experience, commercial objectives and operational requirements.
• Coordinate end-to-end testing, including functional testing, partner integration testing and customer acceptance testing.
• Ensure products are operationally ready before launch.
• Lead product launches and post-launch optimization.
• Strategic Partnerships and Ecosystem Development
• A key element of this role will be the ability to build an investment ecosystem through strategic partnerships.
• The Manager – Investment Products will:
• Identify and evaluate potential partners, including:
• Asset managers
• Banks and financial institutions
• Brokerage and trading platforms
• Precious metals providers
• Custodians
• Investment technology providers
• Digital asset platforms
• Tokenization platforms
• Licensed investment and financial institutions
• Lead product and commercial discussions with external partners.
• Support the negotiation of commercial models, product structures and customer propositions.
• Evaluate partner technology and API capabilities.
• Develop clear criteria for partner selection.
• Coordinate the integration of external investment products into the du Pay ecosystem.
• Monitor partner performance, service levels, product economics and customer outcomes.
• The successful candidate must be comfortable working with external partners and capable of translating complex partner capabilities into simple and compelling du Pay customer experiences.
• Regulatory, Risk and Compliance Coordination
• Work closely with Legal, Compliance, Risk and external regulated partners to ensure that all investment products are designed and launched within the applicable regulatory framework.
• Ensure regulatory requirements are incorporated into product design from the earliest stages of development.
• Understand and manage key product requirements relating to:
• Customer suitability and appropriateness
• Investor disclosures
• Customer onboarding
• KYC and AML
• Risk disclosures
• Product governance
• Custody
• Safeguarding of customer assets
• Market conduct
• Customer communications
• Coordinate product approvals and governance processes internally and with external partners.
• The role is not expected to replace Compliance or Legal functions, but the successful candidate must have sufficient regulatory and financial-services knowledge to design products that are commercially attractive and operationally and regulatorily viable
• Customer Experience and Product Design
• Develop simple, intuitive and highly digital investment journeys.
• Remove unnecessary complexity from traditionally complex investment products.
• Define the end-to-end customer journey from discovery through onboarding, investment, portfolio monitoring and redemption.
• Work closely with UX and Design teams to create a best-in-class mobile experience.
• Use customer research, behavioral data and feedback to continuously improve the product proposition.
• Ensure appropriate customer education and product transparency.
• A key objective will be to make investment accessible to customers who may be first-time or inexperienced investors, without compromising transparency or responsible product design.
• Commercial Performance
• Define and manage product KPIs and OKRs.
• Monitor performance across:
• Customer acquisition
• Product adoption
• Assets under management
• Investment volumes
• Revenue
• Conversion
• Customer retention
• Customer engagement
• Average investment value
• Partner economics
• Identify opportunities to improve unit economics and profitability.
• Develop cross-sell and engagement opportunities across the du Pay ecosystem.
• Regularly present product performance, risks, priorities and recommendations to senior management.Qualifications, Experience And Skills:

• Bachelor's degree in Finance, Business, Economics, Technology, Engineering or a related discipline.
• MBA, CFA, CAIA or relevant professional qualifications would be advantageous but are not mandatory.
• 5–8+ years of experience in product management, fintech, wealthtech, investment platforms, brokerage, asset management or digital financial services.
• Proven experience owning a financial product from concept to launch.
• Experience developing investment, savings, wealth, trading or digital asset products.
• Strong understanding of one or more of the following:
• Equities
• ETFs
• Investment funds
• Fixed income
• Savings products
• Precious metals
• Digital assets
• Tokenized assets
• Experience working with financial institutions, asset managers, brokers, custodians or fintech infrastructure providers.
• Experience managing external technology and financial-services partnerships.
• Experience working in a regulated financial-services environment.
• Product Leadership
• Ability to develop a compelling product vision.
• Strong roadmap and prioritization skills.
• Ability to move from strategy to execution.
• Commercial Acumen
• Ability to build product business cases.
• Understanding of product economics and revenue models.
• Strong understanding of partnership economics.
• Investment Knowledge
• Solid understanding of investment products and financial markets.
• Ability to understand how financial products are structured, distributed and serviced.
• Partnership Management
• Strong ability to engage with asset managers, financial institutions and fintech partners.
• Commercial negotiation and stakeholder management capabilities.
• Technology and Integration
• Understanding of APIs and digital financial-services integrations.
• Ability to work effectively with engineering and technology teams.
• Execution
• Strong programmedd and delivery management skills.
• Ability to operate effectively in a fast-paced environment.
• Comfortable managing ambiguity and changing priorities.
• Communication
• Excellent written and verbal communication skills.
• Ability to present complex investment products in a simple and compelling way.
• Ability to communicate effectively with senior executives and external partners