AVP, Credit Risk

JOB SUMMARY / INTRODUCTION

The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to CCB & IB Portfolio including, Credit Risk Reporting and related analysis. The role holder’s primary responsibilities include:

• Consolidate and review Past due data and related reporting.
• IFRS 9 staging and Provisioning review process & undertake related checks.
• Submission of detailed monthly dashboards and analysis reports
• Provide support in NPL analysis related.
• Work on specialised Project, related Credit Risk
KEY RESPONSIBILITIES

Policies, Systems, Processes & Procedures

• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
• Always demonstrate compliance to organisation’s values and ethics to support the establishment of a value drive culture within the bank.

Continuous Improvement

• Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.
CCB and IB – Credit Risk
• Consolidate past due data and prepare monthly PDNI Reports and related analysis.
• Coordinate with credit / CRD /Intl Teams for inputs & consolidate PDNI Reports
• Provide PD data to relevant stakeholders for BRF and regulatory reporting.
• Support in the annual Review of PDNI Process & Policies & review of Related SOP’s
• Assist in PDNI related process improvement projects
• Maintain update on CRD and NPL cases
• Compile data for the Risk Appetite monitoring IB & CCB related to managed portfolio
IFRS 9 Execution and Reporting
• Provide support on the monthly basis, IFRS 9 staging and ECL review process - Undertake standard checks and large movements .
• Prepare summaries (Segment and b/s category wise ) on monthly basis of the results of IFRS 9 review.
• Assist in preparation of IFRS9 related MIS / data/reports to be submitted internally and to regulatory authorities.
Credit Risk Reporting and Analysis
• Support in the preparation of reports to monitor credit quality of the portfolio across Portfolios .
• Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
• Assist the development of dashboards for the managed portfolio.
REQUIREMENTS / QUALIFICATIONS
• Bachelor’s degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics & portfolio data management
• 4-5 years’ relevant experience