RAK Bank
Officer - Customer Fulfillment
š¦šŖ UAE, UAEš¢ On-site
Trade FinanceReconciliationVisaMasterCardCustomer ServiceUATBanking Operations
Before You Apply
- Test your resume against RAK Bank's ATS
- Get AI-rewritten bullet points
- Download Gulf-ready CV
60 seconds. $3.99 one-time.
š„Medical
RAK Bank
1000-5000 employees
What Youāll Be Doing:
- Process daily reconciliation of all financial entries to banks GL, cardholder accounts, customer accounts as per Bank's procedures, agreed service standards and in accordance with agreed controls and procedures.
- Interact with business and other stakeholder and provide detailed view of reconciliation and process specific to WBG but not limited only to CFU
- Pass the daily general ledger entries including those arising from the daily reconciliation and Interchange Settlement processing.
- Deliver efficient and quality services to both internal and external customers that meet or exceed agreed service standards.
- Perform all activities as per the agreed service standards and in accordance with agreed controls and procedures.
- Resolve all customer issues / enquiries relating to cardholder repayments, disputed transactions, cardholder billing etc., and channel feedback into process improvements.
- Reconcile daily Interchange Settlement received from Visa / MasterCard International and various wallet and ensure that all fees, charges and other incomes earned on interchange transactions are properly debited / credited.
- Ensure the validity of customer requests / instructions before actioning them and / or updating the system.
- Keep the Settlement manager advised of material operational / process weakness and non-compliance with controls in the unit.
- Advise the Settlement manager with any process improvements to enhance the efficiency and controls in the unit.
- Identify technology solutions for problems within the unit and conduct user acceptance testing (UAT) of system enhancements.
- Perform any additional / temporary responsibilities as assigned by team manager.
- Ability to identify possible fraud charges and take necessary steps to protect Bankās interests.
- Ability to exercise judgement and interpret Visa / MasterCard /UAE Switch operating regulations in a manner that protect the customerās and bankās interests.
- Maintain both efficiency in operations and quality in service delivery at the same time.
What Weāre Looking For:
- Bachelor's degree in any relevant field
- 4-5 years in Trade Finance Operations OR Trade Customer Service
- Strong communication skills, with the ability to convey information clearly and professionally both verbally and in writing
- Effective problem-solving abilities, with a proactive approach to identifying issues and delivering practical solutions
- Customer-centric mindset, focused on delivering high-quality service and enhancing overall customer experience
- Strong negotiation skills, with the ability to manage discussions, handle objections, and drive positive outcomes
Whatās In It For You:
- Competitive, performance-linked compensation.
- Medical coverage for you and your family.
- Comprehensive life insurance.
- Inclusive and diverse workplace culture.
- Career development and fast-track growth opportunities.
- Mentorship from industry experts
Requirements
- ā¢Bachelor's degree in any relevant field
- ā¢4-5 years in Trade Finance Operations OR Trade Customer Service
- ā¢Strong communication skills (verbal and written)
- ā¢Effective problem-solving abilities
- ā¢Customer-centric mindset
- ā¢Strong negotiation skills
Responsibilities
- ā¢Process daily reconciliation of financial entries to banks GL, cardholder accounts, and customer accounts
- ā¢Pass daily general ledger entries including Interchange Settlement processing
- ā¢Resolve customer issues regarding cardholder repayments, disputed transactions, and billing
- ā¢Reconcile daily Interchange Settlement from Visa / MasterCard International and various wallets
- ā¢Ensure validity of customer requests before system updates
- ā¢Advise Settlement manager on operational weaknesses and process improvements
- ā¢Identify technology solutions and conduct user acceptance testing (UAT)
- ā¢Identify possible fraud charges and take steps to protect Bankās interests
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Before You Apply
- Test your resume against RAK Bank's ATS
- Get AI-rewritten bullet points
- Download Gulf-ready CV
60 seconds. $3.99 one-time.
Benefits Package
š Housing
āļøFlights
š„Medical
šEducation
šTransport
š°Gratuity
šÆBonus
š¦Relocation
GCC Info
Company
RAK Bank
1000-5000 employees
RAK Bank is a leading public joint stock bank headquartered in Ras Al Khaimah, UAE. It offers a comprehensive range of retail, corporate, and investment banking solutions across the UAE.
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