Specialist, Credit - Fund and Leveraged Finance

Job Purpose:

The purpose of the Job is to assist VP, Structured Debt in preparation of credit memo along with running the rating models. The role will include ensuring that the reporting aspects of the team – including internal monitoring, regulatory etc. are undertaken by the Specialist. The role will be in UAE.

Key Accountabilities:

Portfolio

• Update and maintain portfolio monitoring for the Structured Debt Portfolio along with SWF and FS Portfolio.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units to ensure suitable action plans are in place to rectify the situation at an early stage.
• Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.

Policies

• Continually ensure that best in class Credit Policies and Programs are in place. All transactions are within credit policy and any deviations appropriately highlighted under CA Pack.

Process

• Assist VP in preparation of credit application in line with the prescribed format.

• Assist VP in waiver analysis / processing is being done on time in conjunction with the CIB teams.

• Assist Risk department in various Central Bank reporting and Audit queries

People

• Collaborate with key stakeholders (Coverage, Product and Risk) to ensure functioning of various tasks is conducted in a smooth and efficient manner.

Job Specific Accountabilities

• Assist VP in analysis of complex structured transactions.

• Update and maintain monitoring system at Portfolio levels.

• Undertake ad-hoc projects or duties as assigned by Head of Department.

• Monitor all key portfolio parameters periodically and ensure that the deviation of portfolio to the credit policies are minimal.
• Assist VP in all aspects of their work to ensure the department tasks are conducted in a smooth and efficient manner.Qualifications & Experience:

Minimum Qualification

• Bachelor’s degree along with MBA in Finance from Tier 1 college / CFA; Minimum Experience

• 2-3 years’ relevant experience in the banking sector.