Senior Officer, Loan Maintenance Operations (Emiratised Role)

Generic Accountability:

• Handle all approvals in Corporate Investment Banking such as Approvals, Memos, In-principal approvals, deferral, waiver, AT’s etc.
• Ensures that the proposals are in accordance with the approval matrix of the Bank (approving authority, quorum of the Committee, level of exposure and others).
• Records and logs the assigned CAs in CAD-Automation for tracking purpose.
• Intimates RM & RCO of all approved/declined cases and the same will be forwarded to Documentation Unit for preparation of documentation, Credit Control Unit for updating in the Bank’s system & for change of grades in CBRB system.
• Monitor, tracks and updates status of FOL/document preparation from receipt of CA till facility released to the customer.
• Scanning and indexing of credit approvals and original security documents in Bank database and send them to RMT in DIP for filing.
• Prepares “CAD-Document Acknowledgment Form” for all the documents to be sent to RMT for filing and register them in Records Management System (RMS).
• Archival of original security documents in coordination of Documentation Team and retrieval in Bank’s warehouse when needed by Documentation Team.
• Handle Credit Files movement & credit files filing, CAD credit information files and CAD credit admin controllers/Limit team files.
• Other duties as assigned like supply procurement in the department.
• Provide timely support / assistance to CAD team as and when needed.
• Participation in all projects assigned by HO Documentation in addition to the BAU.Specific Accountability:

• Adherence to credit policies and procedures.
• Turn Around Time for processing documentation & limits encoding requests.
• Contribution to business growth by supporting CIB.
• Timely submission of reports. FRAMEWORK, BOUNDARIES & DECISION MAKING AUTHORITY:

Internal:

• Risk Management Unit, Operations, Treasury, Islamic Banking, Corporate and Investment Banking Group, Trade Finance Department, Relationship
• Managers, Credit Mid Office, IT, CCS, Legal Dept. External:

- Insurance companies, FAB Broker, Real Estate Companies, Abu Dhabi Securities Exchange & Dubai Financial Market.

Minimum Qualification:

• Bachelor’s Degree in Commerce / Finance.
• Knowledge and use of banking software systems, basic PC skills and common MS applications like Excel and Word.
• Good knowledge of English language (both written and spoken).
• Good knowledge of Bank's financial system.
• Very good knowledge of Banking Products / Corporate Credit Administration functions.
• Good knowledge of U.A.E. legal environment & Central Bank regulations.
• Team worker, ability to work under pressure, fast learner, attention to detail.
Minimum Experience:
3-5 years’ experience in Corporate Banking with at least 3 years’ experience in the Corporate CAD function.