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Home/Jobs/Relationship Manager
RAK Bank logo
RAK Bank

Relationship Manager

🇦🇪 UAE, UAE🔄 Hybrid
Commercial BankingBusiness DevelopmentRelationship ManagementTrade FinanceSME BankingRisk Management

At a Glance

Category
🏦 Finance & Banking
Level
Mid-Level
Experience
5+ years
Type
Full-time
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🏥Medical
RAK Bank logo
RAK Bank
1000-5000 employees

What You'll Be Doing:

Business Development & Revenue Growth

  • Drive business origination and portfolio growth across the Commercial Banking segment.
  • Achieve asset growth, fee income, and cross-sell targets in line with business objectives.
  • Acquire new-to-bank customers and deepen relationships with existing clients.
  • Identify opportunities to enhance utilization and profitability across the portfolio.Relationship Management
  • Build and maintain strong relationships with commercial banking customers.
  • Understand client needs and recommend appropriate banking solutions.
  • Act as a trusted advisor and primary point of contact for clients.
  • Ensure the delivery of high-quality service and timely resolution of customer inquiries.Trade & Transaction Banking
  • Support customer trade finance requirements and transactional banking needs.
  • Coordinate with internal teams to facilitate seamless processing of client transactions.
  • Drive utilization of trade and working capital solutions within the portfolio.Portfolio Management
  • Monitor portfolio performance and maintain portfolio quality.
  • Ensure minimal documentation deficiencies and effective covenant monitoring.
  • Identify early warning signals and take proactive measures to manage portfolio risk.
  • Maintain regular portfolio reviews to support sustainable growth.Stakeholder Collaboration
  • Work closely with Credit, Risk, Operations, Trade Finance, Compliance, and other support functions.
  • Coordinate client requests and documentation requirements to ensure timely turnaround.
  • Foster strong internal partnerships to enhance client experience and business outcomes.Governance, Risk & Compliance
  • Ensure adherence to all Bank policies, regulatory requirements, and governance frameworks.
  • Maintain compliance with Central Bank guidelines, product programs, and the Bank's Code of Conduct.
  • Ensure clients meet all compliance and documentation requirements.
  • Support business continuity and risk management initiatives across the function.

What We're Looking For:

Education:

  • Bachelor's Degree or equivalent qualification.Experience:
  • Minimum 5 years of experience managing Business Banking products and client relationships.
  • Proven track record in business development, portfolio growth, and relationship management.Industry Exposure:
  • Strong understanding of Business Banking and Commercial Banking products.
  • Experience working with SME and Commercial Banking clients.
  • Knowledge of UAE banking regulations, governance frameworks, and risk management practices.

What's In It For You:

  • Competitive, performance-linked compensation.
  • Medical coverage for you and your family.
  • Comprehensive life insurance.
  • Opportunity to manage and grow a diverse commercial banking portfolio.
  • Exposure to a dynamic and high-growth Business Banking environment.
  • Career development opportunities within one of the UAE's leading banks.

Skills:

  • Relationship Management: Strong customer engagement and networking capabilities.
  • Business Development: Ability to identify and win new business opportunities.
  • Commercial Acumen: Understanding of market trends, customer needs, and banking products.
  • Analytical Skills: Ability to analyze reports, portfolio performance, and market developments.
  • Communication & Negotiation: Excellent presentation, interpersonal, and influencing skills.
  • Leadership: Ability to collaborate effectively and contribute to a high-performing team environment.

Requirements

  • •Bachelor's Degree or equivalent qualification
  • •Minimum 5 years of experience managing Business Banking products and client relationships
  • •Proven track record in business development and portfolio growth
  • •Strong understanding of Business Banking and Commercial Banking products
  • •Experience working with SME and Commercial Banking clients
  • •Knowledge of UAE banking regulations, governance frameworks, and risk management practices

Responsibilities

  • •Drive business origination and portfolio growth across the Commercial Banking segment
  • •Achieve asset growth, fee income, and cross-sell targets
  • •Acquire new-to-bank customers and deepen relationships with existing clients
  • •Build and maintain strong relationships with commercial banking customers
  • •Support customer trade finance requirements and transactional banking needs
  • •Monitor portfolio performance and maintain portfolio quality
  • •Identify early warning signals and take proactive measures to manage portfolio risk
  • •Ensure adherence to all Bank policies, regulatory requirements, and governance frameworks

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Benefits Package
🏠Housing
✈️Flights
🏥Medical
🎓Education
🚗Transport
💰Gratuity
🎯Bonus
📦Relocation
GCC Info
Company
RAK Bank logo
RAK Bank
1000-5000 employees

RAK Bank is a leading public joint stock bank headquartered in Ras Al Khaimah, UAE. It offers a comprehensive range of retail, corporate, and investment banking solutions across the UAE.

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