Credit Relationship Manager- Real Estate, Corporate & Investment Banking (UAE National Only)

Credit Relationship Manager:

• Support in preparation and submission of Credit Proposals (CP) for both existing (Annual Reviews and Amendments) and New To Bank (NTB) clients. Responsibilities include (but not limited to):
• Facility structuring;
• BIR;
• Financial spreads and comments on financials;
• Account conduct;
• Generate Ratings
• Well versed with PREM/Moodys
• Directly liaise with customers (in consultation with the RMs) for information / clarifications;
• eName checks.
• Monitor:
• CP expiries and update database on a weekly basis for expired, submitted and queried CPs;
• Upcoming maturities;
• Insurance expiries;
• Valuation expiries;
• Covenant testing

• Communicate:Liaise with relevant internal and external stakeholders and clients for the following:

• Maintain up-to-date operational performance data of the portfolio (LRD, DSCR and OD utilization etc.)
• Develop strong working relationship with the clients enabling to engage them freely to resolve issues.
• Excellent rapport with internal stakeholders (Ops, Documentation, Credit Admin and Credit)