Credit Evaluator (UAE National Only)
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Job Purpose
The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies.
The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes.
Key Result Areas
• Timely and accurate evaluation of credit applications in line with approved credit policies.
• Proper verification and validation of customer income, employment, and liability documents.
• Basic financial analysis including affordability, debt ratios, and exposure calculations.
• Identification and escalation of credit risks, discrepancies, or policy deviations.
• Adherence to regulatory, compliance, and internal credit governance requirements.
• Maintenance of complete, accurate, and audit-ready credit files and system records.
• Achievement of defined productivity, turnaround time, and quality benchmarks.
• Effective coordination with sales, operations, and senior credit teams to support credit decisions.
Knowledge, Skills and Experience
• Graduate with 1 yr work experience in Credit Management environment.
• Excellent analytical skills.
• Sound interpersonal skills
• Sound knowledge in MS office tools for report purposes
• Good PC skills.
• Ability to solve problem and work independently.
• Should be customer focused and achievement oriented.
Requirements
- •Evaluate credit applications in line with approved credit policies
- •Verify and validate customer income, employment, and liability documents
- •Perform basic financial analysis (affordability, debt ratios)
- •Identify and escalate credit risks and policy deviations
- •Adhere to regulatory, compliance, and credit governance requirements
- •Maintain complete and accurate credit files
- •Achieve defined productivity, turnaround time, and quality benchmarks
Nice to Have
- •Sound interpersonal skills
- •Sound knowledge in MS office tools
- •Ability to solve problems independently
- •Customer focused and achievement oriented
Responsibilities
- •Support credit decision-making
- •Ensure compliance with credit policies
- •Support high-quality lending outcomes
- •Coordinate with sales, operations, and senior credit teams
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- Get your ATS score for Mashreq Bank in 30 seconds
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60 seconds. $3.99 one-time.
Mashreq Bank offers a wide range of banking products and services, including retail, corporate, and investment banking. It serves individuals and businesses across the UAE and internationally.
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