Credit Control Consultant | Al-Futtaim Automotive | Finance

Job Requisition ID: 177196

Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.

By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day

Overview of the role
We are looking for a Credit Control Executive to join our Finance team in Riyadh. This role will be responsible for managing credit deals, assessing credit applications, monitoring accounts receivable, and supporting timely collections across the business.
The successful candidate will play a key role in ensuring credit approvals are completed in line with the delegation of authority, agreed service level agreements, and internal credit control processes.

What you will do
•    Review and verify supporting documents for credit assessments, ensuring accuracy, validity, and completeness.
•    Prepare credit assessment reports and submit them for approval as per the defined process.
•    Ensure credit approvals are completed within the agreed SLA and in line with the delegation of authority.
•    Update approved credit terms in SAP Customer Credit Master and maintain the credit approval tracker.
•    Monitor customer accounts for non-payments, delayed payments, and other irregularities, and follow up with Business Finance and Sales teams for resolution.
•    Coordinate with FSSC O2C and Business Finance to ensure customer payments are accounted for on time and unallocated credits are resolved.
•    Develop accounts receivable reports and analysis, highlighting collection issues and delinquent accounts to management.
•    Support periodic credit reviews by coordinating with the Head of Corporate Credit and Business Heads to maintain appropriate credit limits and payment terms.
•    Conduct client field visits when required to support collections and relationship management.

Required skills to be successful
•    Strong understanding of credit control, credit assessment, and accounts receivable processes.
•    Minimum 2 years’ experience in financial analysis, credit control and accounts receivable.
•    Ability to prepare reports, track credit approvals, and identify collection risks.
•    Proficiency in MS Office, particularly Excel, for reporting and analysis.

About the team
You will be part of the Finance function supporting credit and receivable control for FAMCO KSA. The role works closely with Business Finance, Sales teams, FSSC O2C, Corporate Credit, and Business Heads to ensure credit decisions, collections, and customer account follow-ups are managed effectively.

What equips you for the role
•    Bachelor’s degree in finance, Accounting, Business Administration, or a related field.
•    Experience in preparing credit assessments, AR reports, and credit approval trackers.
•    Working knowledge of SAP or similar ERP systems.
•    Strong stakeholder management skills with the ability to coordinate across finance, sales, and shared service teams.
•    Ability to support timely reporting, follow-ups, and resolution of overdue or irregular customer accounts.
•    Strong communication, negotiation, and relationship management skills.
•    Good analytical skills with strong attention to detail and accuracy.
•    Fluency in Arabic and English.

About Al-Futtaim Automotive
A major division of the UAE-based Al-Futtaim Group of companies, Al-Futtaim Automotive is an industry leader with presence in 10 countries across the Middle East, Asia and Africa.
Our core business activities at Al-Futtaim Automotive include distribution, manufacturing, leasing and aftersales, and we are firmly established as the regional representative of some of the world’s most iconic automotive brands: Toyota, Lexus, Honda, Jeep, Chrysler, Dodge, Volvo and RAM.
We are driven by a customer-centric approach, constantly pushing the boundaries on innovation, quality standards, and value-added service across our vast universe of customers - right from motoring enthusiasts to fleet operators to contractors. Our mission is to become the leader in custom-made mobility solutions by delivering nothing less than world-class omni-channel experiences.
We channel our local expertise and global trust to deliver one of the most comprehensive portfolios of mobility products and solutions, from passenger cars to SUVs, electric vehicles to high-performance motorbikes, commercial vehicles to industrial & construction equipment.
What keeps the company moving forward is a 9000-member strong team, with inspiring possibilities for growth, throughout the career path. This is Al-Futtaim Automotive and we empower talent to move forward.