Business Risk Analyst-BBD (Outsource)

Role :RB-Risk and Control-BBD
Location : Dubai

Role Purpose:

This role’s primary goals are:

• Keeping all BBD SOPs/Memos/SLAs updated.

• Enhancing the existing Business Banking process and services.

• Identifying innovative processes and services offering to support the growth of Business Banking Division.

• Supporting the Relationship Management Team in the overall customer transactions and queries.

• Ensuring that the products and services offering are in line with the ADIB overall strategy, goal & Sharia Guidelines.

• Liaising with the business partners to ensure smooth functioning of the department.

Key Accountabilities of the role

Data Analysis Responsibilities:

• Collect, clean, and validate data from GCD, ODD, and risk systems for accuracy.

• Analyze relationship exit data to identify delays, trends, and root causes.

• Develop dashboards and visual reports for RIM closures and account exits.

• Perform data analytics on AML/Sanctions queries to detect recurring issues.

• Maintain and update system access matrix data using analytical checks.

• Conduct variance analysis between planned vs. actual risk mitigation timelines.

• Perform KRIS scoring and ensure accurate data input in GRC systems.

• Track and analyze BBD RFIs data for response timelines and escalation patterns.

• Conduct regulatory gap assessments using structured data comparison.

• Prepare MIS reports and trend analysis for senior management.

• Monitor KRIs and KPIs using data visualization tools; escalate breaches.

• Perform thematic reviews based on data signals from audits or regulatory changes.

• Conduct root cause analysis on high-risk events using historical data.

• Automate data collection and reporting processes for efficiency.

• Develop predictive models to anticipate risk events based on historical patterns.

• Act as focal point for GCD queries related to AML/Sanctions and ensure timely resolution.

• Maintain accurate records and follow-up for GCD-related relationship exits.

• Review and update system access matrix based on business needs and compliance.

• Identify gaps through RCSA CT and propose corrective actions.

• Coordinate with Ops, GCD, Business, ITD, ORM, and FRM for closure of ARR findings.

• Ensure timely closure of audit observations and regulatory findings.

• Represent BBD in FCC Enterprise-wide Risk Assessment exercises annually.

• Support ODD processes by monitoring periodic reviews and ensuring compliance.

• Assist in FATCA and CRS-related risk control activities.

• Participate in risk governance forums and provide insights on emerging risks.

• Maintain strong documentation standards for all risk-related activities.

• Train business teams on AML, sanctions, and risk control requirements.

Specialist Skills / Technical Knowledge Required for this role:

• Strong analytical and problem-solving skill

• Requires a thorough knowledge of the department or business unit’s functional area or products.

• Excellent in time management, planning, organizing, accomplishing tasks against deadlines and milestones.

• Team leadership and people development capacity.

• Understanding of commercial drivers within business

• Working knowledge of general bank policies, programs and procedures and financial/accounting practices.

• Good understanding of technological issues with sound analytical ability and PC skills.

Previous experience (If any):

4 –6 years of banking experience of which 3+ years’ experience in support function.

6 years experience in data analysis