Associate Vice President – Liability Portfolio Manager

At RAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance.

As an Associate Vice President – Liability Portfolio Manager your role is to support the growth and management of the Retail Liabilities portfolio, including CASA, Fixed Deposits, and Everyday Banking products. Drive portfolio performance through customer insights, analytics, and targeted campaigns to enhance customer acquisition, balance growth, engagement, and profitability.

What You’ll Be Doing:

• Support the growth and management of the Retail Liabilities portfolio, including CASA, Fixed Deposits, and Everyday Banking products, to achieve business objectives.
• Monitor portfolio performance against key metrics such as balances, customer acquisition, activation, attrition, and profitability.
• Prepare and maintain periodic portfolio performance reports, management dashboards, and business insights.
• Conduct data analysis to identify customer trends, growth opportunities, and areas requiring performance improvement.
• Support portfolio forecasting, budgeting, and business planning activities to drive sustainable growth.
• Assist in the development, enhancement, and optimization of retail liabilities products and customer propositions.
• Coordinate product launches, pricing updates, change requests, and customer communication initiatives.
• Maintain accurate product documentation and ensure adherence to established product governance frameworks.
• Analyze customer segments and support the design of targeted propositions, campaigns, and engagement strategies.
• Perform pricing and competitor analysis, including market benchmarking and monitoring of industry trends.
• Develop business cases and evaluate the commercial viability, profitability, and customer value of new initiatives and promotions.
• Ensure compliance with regulatory requirements and support the preparation of approval papers, product reviews, policies, and governance-related documentation.What We’re Looking For:

• 3-5 years in portfolio management / Data analytics / Portfolio Governance
• Bachelor's degree or related field, preferred MBA.
• Experience in Banking IndustryWhat You Should Have:

• Highly analytical and Data driven
• Data analytical tools (SAS/SQL),
• Strong Interpersonal skill
• Excellent communication skills
• AI skills What’s In It For You:

• Competitive, performance-linked compensation.
• Medical coverage for you and your family.
• Comprehensive life insurance.
• Inclusive and diverse workplace culture.
• Career development and fast-track growth opportunities.
• Mentorship from industry experts.