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Home/Jobs/Associate, Credit Administration.Injaz - CRM-Corporate Credit -Documentation.41.Risk Management
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Mashreq Bank

Associate, Credit Administration.Injaz - CRM-Corporate Credit -Documentation.41.Risk Management

🇦🇪 UAE, UAE🏢 On-site
Credit AdministrationRisk ManagementDocumentationCollateral ManagementComplianceAudit
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• Ensure that all borrowing and related documents are physically lodged in the vault under “Dual Custody” of designated custodians from the Documentation Unit and managing dual control procedure.
• Representing the Bank at government regulators for creation of collaterals for borrowing exposures.
• Managing and initiating collateral creation and release for borrowing exposures.
• Timely and accurately distribution of credit approvals.
• Review the documentation lodgment sheets (digital/physical) and ensure that all documents have been received as mentioned in the such sheets.
• Ensure that documentation lodgments have been signed-off/authenticated by the appropriate official.
• Ensure that documents accepted are filed accurately digitally and physically in respective customer folders in the digital filling system as well as physically.
• Ensure listing of all documents received related to borrowing clients in the digital filling system with updating for expiry/deferral/any discrepancy in the document and follow-up until the resolution.
• Ensure that all necessary appropriate approvals have been obtained prior to release of borrowing and related documents.
• Update system and related records for the documents that have been released from the vault.
• Ensure that all necessary standard operating procedures adhered.
• Ensure that all required management information reports generated timely and accurately out of data bases maintains at the Unit.
• Ensure that RCSA is up to date for relevant work area.
• Ensure that relevant audit actions being addressed on timely and accurately manner.
• Ensure Audit rating maintained as “Satisfactory”.
• Ensure to upkeep accurate data management functionalities related to Corporate Documentation Unit.
• Ensure special assignments and projects related to Corporate Documentation completed in acceptable timelines.
• Ensure relevant system testing are handled when Corporate Documentation unit implementing new systems and enhancements. Ensure of implementation of digitization and artificial intelligence related initiatives implemented by the Bank in area of work

Requirements

  • •Manage borrowing and related documents under dual custody.
  • •Represent the Bank at government regulators for collateral creation.
  • •Manage and initiate collateral creation and release.
  • •Distribute credit approvals timely and accurately.
  • •Review documentation lodgment sheets and ensure all documents are received.
  • •Ensure documentation lodgments are signed-off by appropriate officials.
  • •File documents accurately digitally and physically.
  • •Update system and records for released documents.

Responsibilities

  • •Maintain accurate data management for Corporate Documentation Unit.
  • •Generate management information reports.
  • •Ensure RCSA is up to date.
  • •Address relevant audit actions.
  • •Ensure Audit rating is 'Satisfactory'.
  • •Complete special assignments and projects.
  • •Handle relevant system testing.
  • •Implement digitization and AI initiatives.
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